It looks like Affirm threads get locked pretty quickly, so I don’t know how long this will stay active, but RW might want to find a better company to provide financing.
I just tried to purchase using this option, as we are about to go on vacation, and I wanted to delay the payments a couple months. I went through the applying portion and I would swear that it said I was approved. When It took me back to the RW ordering page, it showed that I would be paying in a lump sum. Thinking something wasn’t right, I tried to review the cart, which took me back to the Affirm ‘application page’. This time it said I was denied.
Because I am a federal employee that is impacted by loss of PII, and have credit monitoring, I became instantly concerned and ran a full credit report. I have a 786, including the reporting agency they based their denial on, with 100% payment history. I am using less than 1/3 of my available credit.
Maybe it is a good thing I was denied by this scam of a company. They don’t seem too reputable to me, based on my experience.