I have tried 3 times to finance Republic Wireless phones for my boys with Affirm and 2 of the times, through no fault of my own, I have gotten the message that Affirm was not able to verify my identity. Once was back in August and once was today. It also states the decision is final. The problem is that they want to verify identity by sending a text message to the phone and we don’t get those text messages. In all the attempts to send and resend the code on the different occasions we have received the code once, and when entered we received the final decision message.
My husband and I are employed full time, have excellent credit and are homeowners. How can we possibly be qualified for a $250,000 home loan and not $349 phones?
Here is the copied message:
Thank you for
Affirm can’t approve the loan you requested because we couldn’t verify your identity based on the information we received.
Our decision is final. Please return to the merchant and use a different payment method to complete your purchase.