I recently switched over to a S7 and I was super excited to use Samsung Pay because of its ability to work with magnetic strips and the points you can earn. I use a Discover IT student card. So far, I have been super disappointed with the results. Everytime I try to use Samsung Pay (with my Discover) with the magnetic strip, I get a “Transaction Declined” message. It’s interesting because if I use the same card with NFC tap to pay, it works perfectly-no declined message. I also have a Wells Fargo debit card and it works with the magnetic strip just fine. I chatted with a Discover rep and they blamed it on the merchants, but I don’t believe that. I have tried it at 3 different pay terminals at different places ( Auto Zone, Zaxby’s, and a square reader a family member owns). Anyone experiencing this or have it happen before? I would appreciate any tips ;).